Regardless of our hopes, financial goals or current stage in life, we all need the flexibility to adjust to our surroundings and circumstances. That’s why to best serve our clients. We’ll help you protect your financial position as we develop strategies derived from a tailored, holistic approach composed within three key steps.
Financial plan recommendations can be implemented with the advisor of your choosing. Implementation of specific products or services may result in commissions or fees outside of the financial planning fee.
The world of investing and wealth management is filled with uncertainty. Immediate and ongoing events here at home and around the world can render the best plans moot when you work with money managers that don't keep their eyes on the future. We start the process with a meeting to listen to your goals and get a determination of your vision.
By better understanding the client and their dreams, we can start to determine goals for earning and the full extent of your plans for the years ahead. Consider the variables that make every client different, and you start to understand the value of listening first. Your idea of happiness is certainly not the same as your neighbor's, so why would you want his wealth plan?
With a broad knowledge of you and your family's needs, we can anticipate upheaval and navigate the storm in a way that keeps your dreams on track. Our process is also continually reevaluated to ensure your benchmarks are being met.
Would you sail across the ocean in a ship without a rudder or an experienced captain at the helm? Then why would you go at it alone in the turbulent and sometimes treacherous waters of finance? You need a guide. Someone experienced to help you move your financial ship in the right direction so you can find your way.
Financial planning is the rudder, and our wealth management firm’s financial planner is your guide. Working together in partnership to provide written, document advice gives our planning clients a clear and distinct edge when it comes to personal finance.
The ability to service you holistically through financial planning helps ensure all your assets are taken into consideration while working towards your financial goals.
Your financial goals are as individual as you are. What do you want to accomplish and by when? How much risk can you tolerate, emotionally or financially? What do you need to live your life the way you want now and in the future?
At our wealth management firm, we believe asset management should be part of your overall financial plan and should not be treated as a stand-alone silo. Securing your financial future requires a team of integrated financial professionals who provide insightful advice, timely execution and continuous oversight. Our leading-edge technology platform provides access to the best-in-class wealth management solutions and provides transparency to all the elements of your plan. Moreover, since we have a responsibility to do what’s best for you, you can be assured that our recommendations will always put your interest first. Our goal is to help you make informed decisions that maximize the potential of your financial life. We help take the worry out of money so you can concentrate on the things that are most important to you.
What does the future hold? Will my loved ones be cared for? How can I best prepare for whatever life throws my way?
Big questions deserve comforting answers. That’s precisely what we try to provide as we explore the best insurance options available to you. After all, in times of uncertainty and need they may offer a critical safety net when it’s most needed. We begin by understanding the inherent risks and tolerance that exist in your specific financial picture, then combine that with further exploring to develop a cohesive mitigation plan. In the end we want every dollar well spent and every moment protected so you and your loved ones can rest assured.
At Fortis Lux we ask, "What has your retirement plan done for you?". Does your company offer a retirement plan? If so, do the plans offered give maximum benefits to the employees and the owners, or is it one sided? As a business owner, a retirement plan can be a powerful employee asset and retention tool. However, to gain the most out of this advantage, it needs to be easy to manage, streamlined in its processing and compliant.
From a business owner's perspective, you also want the design to be effective for the entire company. From the simplest to the more complicated multi-tiered, owner focused retirement plan designs, we will work with you to structure the appropriate options for you. Fortis Lux Financial won’t stop there. With millions of workers not financially prepared for retirement, we take action. With the full strength of our financial services team, we provide ongoing support for your employee's financial wellness with educational workshops, monthly communications, and a dedicated focus on their financial needs and goals. Your employees will appreciate everything you’ve done for them.