Where Heart Meets Mind

Financial Planning
Retirement Planning
Business Planning

About Us

On average, we humans make up to 35,000 decisions a day. If you’re running a business, it certainly feels like that, doesn't it? How to achieve a healthy balance sheet and company culture. Retain earnings and top talent. Drive profitability and performance. Decision after decision. It's a never-ending balancing act.

And it doesn't stop when you leave the office. At home, you're making decisions that are even more important. How to meet your family's needs for today and tomorrow. Provide life experiences and financial lessons. Create lifelong wealth and a generational legacy. Live well now and in retirement.

Whether leading a business or leading a family, it takes heart. And mind.
That’s where we come in.

At Fortis Lux, we see ourselves as more than financial planners. We have the minds of capitalists and the hearts of social workers. Our job is to help you make the best financial decisions for your family and your business. For today and tomorrow. Balanced with heart and mind.

The Fortis Lux Difference: Where Heart Meets Mind

Business partners, Charles Dweck and Matt DelPriore,
share what makes their team at Fortis Lux so unique.

Our Team

Matthew A. DelPriore, CFP®, MSFS

Director of Financial Planning
(212) 578-6646
|
mdelpriore@fortislux.com

Joseph Duffy

Investment Advisor Representative
(212) 560-4497
|
jduffy@fortislux.com

Philip Larusso

Financial Planner
(646) 813-9265
|
plarusso@fortislux.com

Alyssa Harwell, FPQP®

Paraplanner
(212) 578 – 4180
|
aharwell@fortislux.com
When you choose Fortis Lux to help guide your financial future, you're not just working with an individual, you're working with a team. To show how committed our team is to staying knowledgeable, some members of our diverse team have gone on to earn designations that are considered respected in our industry.: Accredited Investment Fiduciary (AIF®), Certified Financial Planner (CFP®), Behavioral Financial Advisor (BFA), and Master of Science in Financial Services (MSFS).

Are you confident with your team of financial professionals? Learn more about our expertise.
Let's Talk

Client Support Staff

Paula Charria

Sales Assistant

Tracy-Ann Bhatnagar

Client Services Director to
Charles Dweck

Our Approach

How do we deliver a financial strategy that’s personalized to your specific needs, goals, and objectives? Here’s what you can expect when working with our team.

It’s the Fortis Lux Difference.

1. Discovery Interview – Understand your unique goals and objectives.

2. Gather Data – Collect information to develop your personal plan.

3. Analyze & Develop Plan – Evaluate your current situation and build comprehensive solutions.

4. Plan Presentation & Delivery – Review your plan and discuss recommended strategies.

5. Plan Implementation – Put recommendations into action.

6. Monitor & Update – Regularly review and refine your plan.
Learn more about our personalized financial planning approach to help achieve your life's ambitions.
Let's Talk

What to Expect

How do we deliver a financial strategy that's personalized to your specific needs, goals, objectives and risk tolerance? Here's what you can expect when working with our team. We feel that it's the Fortis Lux Difference.

Financial plan recommendations can be implemented with the advisor of your choosing.  Implementation of specific products or services may result in commissions or fees outside of the financial planning fee.

Who We Serve

Pre-Retirees & Retirees
Whether you’re approaching retirement or already enjoying it, thoughtful planning helps protect what you’ve built. We focus on creating steady income streams, managing healthcare expenses, and aligning your investments, insurance, and estate plans to support the lifestyle you envision. The result is lasting financial confidence with the goal of offering peace of mind.

‍Corporate Professionals & C-Suite Executives
Your financial journey evolves throughout your career—from building a foundation early on to leading with strategy and eventually planning your legacy. We provide tailored guidance for each stage, helping you manage compensation, investments, and retirement strategies while balancing leadership, opportunity, and long-term financial goals.

‍Business Owners
Business success starts with strong financial planning. As busy professionals, we help you manage cash flow, optimize tax and investment strategies, design employee benefits, and plan for succession or exit. Whether you’re growing, valuing, or transitioning your business, our goal is to create clarity and confidence every step of the way.

‍Public Service Professionals
You dedicate your career to serving others—our mission is to help you secure your own financial future. We integrate retirement, investment, and tax planning with debt management, estate considerations, and philanthropic goals to align your financial plan with your life’s purpose.
Learn more about our personalized financial planning approach to help achieve your life's ambitions.
Let's Talk

Any discussion of taxes is for general information purposes only, does not purport to be complete or cover every situation, and should not be construed as legal, tax or accounting advice. Clients should confer with their qualified legal, tax and accounting advisors as appropriate.

Business Owners

Charles Dweck shares what keeps business owners up at night and how he and the Fortis Lux team help address those concerns.

"

I understand the challenges of being a business owner because I grew up in a family-run business. I know what keeps you up at night and how to structure business retirement plans to deliver peace of mind.

Charles Dweck, AIF®
Director of Retirement Plan Services

What Keeps You Up at Night?

When we first sit down with a business owner, we hear a common theme. Regardless of what business lifecycle stage they're in, business owners tend to worry about at least one of the following concerns:

1. TALENT: How can we attract, retain and reward our top employees and leaders?
2. GROWTH: Is my business positioned for maximum revenue potential?
3. TAXES: Are we doing everything possible to minimize taxes?
4. SUCCESSION: What's my exit strategy and how will I transition out of the business?
5. RETIREMENT: Is my business optimized as an asset to fund my retirement?

Are you confident your current business plan has positioned you for success?
Let's Talk

We can help you:

  • Integrate all aspects of financial planning for your business and personal life.
  • Address business needs including Buy/Sell Agreement funding and Key Person Insurance.
  • Structure competitive benefits programs to recruit, retain and reward top employees. Includes Defined Contribution Plans, 401(k), Defined Benefit Plans, Group Benefits, and Deferred Compensation Plans.
  • Design a properly-funded business succession plan to smoothly transition your business.
We Specialize In:
  • Owner Focused Leverage
  • Corporate Structure
  • Business Evaluation
  • Expense Analysis
  • Retirement Planning
  • Transition Planning
  • Employee Benefits
Receive our complimentary work plan outlining the key financial strategies every business owner should know about.

Business Stages Workplan

Receive our complimentary work plan outlining the key financial strategies every business owner should know about
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Business Leaders and Executives

Matt DelPriore shares what keeps business leaders and executives up at night and how he and the Fortis Lux team help address those concerns.

"

There's nothing more rewarding to me than hearing people's stories. It's an honor to hear what's important to you, then crafting a financial plan to help achieve your life's ambitions.

Matthew DelPiore, CFP®, MSFS
‍Director of Financial Planning

What Keeps You Up at Night?

When we first sit down with savvy business leaders and executives, we hear a common theme. Whether at the height of their careers, approaching or already in retirement, people tend to worry about at least one of the following concerns:

1. ACCUMULATION: Am I saving and investing enough to achieve a comfortable retirement?
2. TAXES: Am I doing everything possible to minimize taxes?
3. OUTLIVING MONEY: How can I create a reliable income stream throughout retirement to maintain my lifestyle?
4. PURPOSE: What will I do in retirement? I want to retire TO something, not FROM something.
5. LEGACY: Is my estate tax-advantaged to take care of the people and causes I love?
6. UNKNOWN VARIABLES: How can I minimize the impact of rising healthcare costs, inflation, market volatility, changes to social security and pension decisions?

Are you confident your current business plan has positioned you for success?
Let's Talk

We can help you:

  • Integrate all aspects of financial planning for you and your family with a clear financial strategy.
  • Protect your financial position by mitigating risk associated with variables out of your control.
  • Implement tax-advantaged strategies to maximize wealth accumulation and transfer.
  • Create an income distribution strategy to last throughout retirement.
  • Develop a multi-generational wealth preservation strategy for your family and estate.
We Specialize In
  • Maximizing social security and pension options
  • Retirement income and distribution planning
  • Tax planning
  • Asset allocation/location
  • Protection planning (long-term care and life insurance)
  • Estate and legacy planning
Receive our complimentary workbook outlining how to make your vision of retirement more tangible.
Click to Download

Financial Solutions

Whether you're a self-made entrepreneur or a corporate executive, an affluent family or a rising-star professional, we understand your unique needs.

Our specialty is guiding financial and retirement planning for our clients and the families they love, the businesses they own, the key leaders they rely on, and the people they employ.

Our job is to help you make the best financial decisions. For today and tomorrow. Balanced with heart and mind.
Learn more about our personalized financial planning approach to help achieve your life's ambitions.
Let's Talk

Topics Discussed:

Financial Position

Emergency reserve
Cash flow management
Debt management
Net worth statement
Lines of credit
Major purchase goals

Protection Planning

Insurance audit
Life insurance
Disability insurance
Long-term care insurance
Property & casualty insurance
Umbrella liability
Medical/Health insurance
Deductibles review
Beneficiary designations
Special needs situations
Inforce management/review

Investment Planning

Goals-based approach
Education planning
Asset allocation
Options/restricted stock/
non-qualified deferred compensation
Ongoing investment fees
Risk tolerance
Tax implications/strategies
Timeframes
Diversification strategies
Dollar-cost averaging
Market timing issues

Tax Planning*

Tax reduction
Tax deferral
Tax avoidance
Withholding review
Tax diversification
Qualified investments
Non-qualified investments
Effects of liquidation
Filing status
Business ownership
Non-traditional ownership
Asset location

Retirement Planning

Savings strategies
Required minimum distributions
Qualified plan management
Medicare/Medigap
Social Security
Roth conversions
Retirement income strategy
Healthcare
Sequence of returns risk
Longevity risk

Estate Planning

Wills & Trusts
Living documents
Beneficiary designations
Wealth transfer strategies
Charitable planning
Estate equalization
Asset ownership
IRD
Succession planning
Special needs dependents
Minor children
Generation skipping
Estate liquidity

Financial Position

Emergency reserve
Cash flow management
Debt management
Net worth statement
Lines of credit
Major purchase goals

Protection Planning

Insurance audit
Life insurance
Disability income insurance
Long-term care insurance
Property & casualty insurance
Umbrella liability
Medical/Health insurance
Deductibles review
Beneficiary designations
Special needs situations
Inforce management/review

Investment Planning

Goals-based approach
Education planning
Asset allocation
Options/restricted stock/
non-qualified deferred compensation
Ongoing investment fees
Risk tolerance
Tax implications/strategies
Timeframes
Diversification strategies
Dollar-cost averaging
Market timing issues

Tax Planning*

Tax reduction
Tax deferral
Tax avoidance
Withholding review
Tax diversification
Qualified investments
Non-qualified investments
Effects of liquidation
Filing status
Business ownership
Non-traditional ownership
Asset location

*Any discussion of taxes is for general information purposes only, does not purport to be complete or cover every situation, and should not be construed as legal, tax or accounting advice. Clients should confer with their qualified legal, tax and accounting advisors as appropriate.

Retirement Planning

Savings strategies
Required minimum distributions
Qualified plan management
Medicare/Medigap
Social Security
Roth conversions
Retirement income strategy
Healthcare
Sequence of returns risk
Longevity risk

Estate Planning**

Wills & Trusts
Living documents
Beneficiary designations
Wealth transfer strategies
Charitable planning
Estate equalization
Asset ownership
Income in Respect of a Decedent (IRD)
Succession planning
Special needs dependents
Minor children
Generation skipping
Estate liquidity

**Estate Planning services are provided working in conjunction with your Estate Planning Attorney, Tax Attorney and/or CPA.  Consult them for specific advice on legal and tax matters.

Business Planning

Corporate structure
Retirement plans
S.W.O.T. analysis
Tax leverage/planning
Succession planning
Business valuation***
Cash management
Employee retention programs

***Fortis Lux Financial does not provide qualified business valuations. For a qualified or certified business valuation, consult a properly credentialed appraiser.

Contact Us

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Securities, investment advisory and financial planning services offered through qualified registered representatives of MML Investors Services, LLC. Member SIPC. Supervisory Office: 420 Lexington Ave, 25th Floor, Suite 2510, New York, NY 10170.
(212) 578-0300. CRN202611-4974143
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