Login

Building wealth
with clarity.

Illuminating the path forward. Coordinated strategy across investments, tax, protection, and estate, held together by one relationship.

Start the conversation
Open contact page

The Landscape

Your financial life keeps evolving.

Personal dynamics

  • Career progression and compensation shifts.
  • Family changes, marriage, and generational needs.
  • Liquidity events and business transitions.
  • Retirement transitions and lifestyle changes.

External forces

  • Market volatility and economic cycles.
  • Tax policy changes and regulatory updates.
  • Geopolitical events impacting global markets.
  • Cyber risk and wealth protection concerns

The Challenge

Every part should work together.

Single point of coordination

Eliminate the friction of managing multiple fragmented relationships.

Alignment across all your advisors

Your legal, tax, and investment teams working from the same playbook.

Continuous oversight

Proactive management that adapts as your life and the markets evolve.

OUR APPROACH

A coordinated approach connects everything.

Coordinated strategy

A unified roadmap for your entire financial picture.

Investments

Bespoke portfolio management aligned with your goals.

Tax strategy

Mitigating tax liabilities across entities and generations.

Risk management

Protecting assets from liability and unforeseen events.

Estate planning

Structuring wealth transfer, Premium Financing, and Split Dollar.

Business and liquidity

Succession planning, executive benefits, and liquidity events.

Advanced Strategies

Where sophisticated planning creates an edge.

Premium financing

Fund large life-insurance policies with third-party capital while preserving your liquidity. An efficient strategy for high-net-worth clients to optimize capital and strengthen wealth transfer without liquidating performing assets.

Explore premium financing

Explore premium financing

Split dollar

Share policy premiums and benefits to support business continuation, liquidity needs, and wealth transfer. A powerful tool for business owners and executives to structure efficient compensation and estate planning solutions.

Inquire about split dollar

Inquire about split dollar

Leadership

Meet the team

Leadership at Fortis Lux means taking responsibility for outcomes, not just oversight. Our senior team works alongside your dedicated financial professional, bringing institutional depth alongside the personal connection that defines our boutique experience.

Michael A. Davila

Vice President, Investment Advisor Representative

Learn more

Corey Miller

Vice President, Investment Advisor Representative

Learn more

Lance Lichorat

CRPC® APMA®

Investment Advisor Representative

Learn more

Jun Huang

Investment Advisor Representative, Operations Manager

Learn more

Support team

Maciel Martinez
Executive Assistant

Alyson Cohen
Associate Marketing Manager

Investor360

Your full financial picture, in one place.

View Accounts
Access Documents
Upload Securely
Link Outside Accounts

Get in touch

Main Office

420 Lexington Ave, 25th Floor
Suite 2510
New York, NY 10170
(212) 578-0300
‍

Woodbury Office

88 Froehlich Farm Blvd, 3rd Floor
Woodbury, NY 11797
(631) 238-7413

Terms and Conditions

Submit
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Jun Huang

Jun Huang

Investment Advisor Representative, Operations Manager

Michael A. Davila

Michael A. Davila

Vice President, Investment Advisor Representative

Michael A. Dávila joined MetLife Premier Financial Group of NYC shortly before the onset of the financial crisis in September of 2007 and began building his practice within the competitive niche market of Financial Services Executives.  Starting his career working with individuals and families affected by this crisis was a formative experience for him. For that reason, Michael focuses on helping his clients increase efficiency by finding opportunities to help them leverage different IRS tax codes along with a focus on Risk Management in the areas of Retirement Planning and Insurance. A holistic approach to overall financial planning is critical in his perspective, as he strives to create financial longevity for his clients, by utilizing his extensive product knowledge and passion for working with people.

During the Fall of 2011, Michael decided that to provide his clients with a sound financial strategy, he needed to form a full-service team. While at the MetLife Premier Client Group of NYC, Michael and his team – led by himself and counterparts Corey Miller, and Lance Lichorat – established a seven-person financial advisory group. The team developed and grew within the niche market of financial services executives and small business owners.  Michael and his teammates operate under the universal principle that their purpose is to “Empower their clients to grow and safeguard their assets throughout all stages of their financial lives”.  The team strives to accomplish this mission through “Brand Strength, Financial Stability, and Exceptional Service”.

In 2016, Michael and his team transitioned from the MetLife Premier Client Group of NYC to Fortis Lux Financial.

In addition to holding series 7, 63 and Life, Accident and Health licenses, Michael is a division leader within Fortis Lux Financials’ Advanced Sales Unit with a specialty focus in Split Dollar & Premium Financing transactions.  Michael graduated from New York University in 2004 with a B.A. in Medieval and Renaissance Studies.

Michael currently resides in Garden City, NY with his spouse Gisel and daughters Juliana & Elliana.

Hobbies – Travel, gastronomy, professional sports, fishing.

‍

CRN202808-9251576

Lance Lichorat

Lance Lichorat

Investment Advisor Representative

Lance began his career in 2011 with Buckman, Buckman and Reid in New York City where he developed an expertise in portfolio management for affluent investors across America. Due to a realization that risk management through insurance was a missing piece to his client’s financial puzzle, Lance decided to join MetLife Premier Client Group of NYC in late 2011.

At MetLife, Lance and his team – lead by himself and counterparts Michael Davila and Corey Miller – established a ten person financial advisory team. The team developed a robust client base in the niche market of financial services. In 2015, Lance also became a financial planner with MetLife. Lance’s key to developing a sound financial plan is initiating the plan conversation where his team can then cultivate a plan for individuals and families for their short term cash management, intermediate term wealth accumulation and long term retirement planning.

Lance transitioned from MetLife Premier Client Group to Fortis Lux Financial in July of 2016.

In addition to holding series 7, 63 and Life, Accident and Health licenses, Lance recently received certification in Long Term care partnership for NY, NJ and CT. Lance graduated from Hartwick College with a BA in Business Administration. After graduating from Hartwick, Lance attended international business school at Ocean University in Qingdao, China.

Lance currently resides in Connecticut and is a member of the Fairfield Chamber of Commerce.

Hobbies – Fishing, hiking, golf and educating people on how to build wealth.

Corey Miller

Corey Miller

Vice President, Investment Advisor Representative

Corey Miller came into the world of financial advising in 2008 after he established a clothing company in Miami, Florida. He decided he wanted to make a career switch and go into personal financial planning when he saw through working with others that financially some people were prepared for all life has to throw at them, and others are living paycheck to paycheck. Corey then made it a personal mission to provide a soundboard for individuals and families and to help them create a well-oiled machine where all pieces work to help them achieve their financial goals.

Corey and his team – lead by himself and counterparts Michael Davila and Lance Lichorat – established a ten person financial advisory team within Fortis Lux Financial. The team developed a robust client base in the niche market of financial services.

In addition to holding series 7, 63 and Life, Accident and Health licenses, Corey is Long Term Care Partnership certified for NY, NJ and CT.

Corey currently resides in Connecticut and supports his local community as a member of the Stamford Chamber of Commerce for various fund raisers.

Corey helps his clients achieve their financial goals using the following: Tax Strategies, Gifting Strategies, Entrepreneurial Family Relationships, Succession Planning, Trust and Estate Planning Strategies, Retirement Planning, Wealth Preservation Strategies, Income Strategies, Portfolio Design and Asset Allocation Strategies.

Hobbies – golf, hiking, fishing, and skiing.

Domiciled in NY.